Loan Origination Software
TrustLOS™
Apply. Approve. Disburse. — A web- and mobile-based loan origination system by Trust Fintech Limited that reduces turnaround time by up to 50%.
The TrustLOS™ Platform
TrustLOS™ is a comprehensive loan origination system that enables financial institutions to streamline their entire lending operations. With 24/7 online access for loan applications, real-time status tracking, and integrated document management, the platform automates credit department processes and loan appraisal workflows.
From application intake to disbursement, TrustLOS™ supports uniform credit appraisal techniques across branches, integrates seamlessly with credit bureaus and core banking systems, and provides mobile-based access for applicants and management alike.
Key Capabilities
A complete suite of tools to automate and optimize every stage of the loan origination process.
Pre-Configured Loan Workflows
Ready-to-use workflows for retail and corporate loans that automate the entire lending process from application intake through credit appraisal to disbursement.
Credit Scoring & Eligibility
Automated credit scoring engine with configurable eligibility computation, risk-based pricing, and uniform credit appraisal techniques across all branches.
KYC & Credit Bureau Integration
Seamless integration with credit bureaus and E-KYC systems for real-time verification, PAN validation, and comprehensive applicant background checks.
Document Management
Secure document storage, retrieval, and management system for loan applications, supporting documents, and compliance records with role-based access controls.
Mobile Access
Mobile-based access for applicants and management, enabling 24/7 online loan applications, real-time status tracking, and document uploads from anywhere.
Core Banking Integration
Seamless integration with core banking systems for automated account creation, disbursement processing, and repayment tracking across the loan lifecycle.
Loan Lifecycle
TrustLOS™ automates the complete loan lifecycle from application through disbursement.
Application
Loan Application & Intake
Applicants submit loan requests through web or mobile channels with guided forms, EMI calculators, and eligibility checks. The system captures all required information and documents in a structured digital format.
Highlights
Appraisal
Credit Appraisal & Scoring
Automated credit assessment with configurable scoring models, credit bureau integration, and risk evaluation. The system applies uniform appraisal techniques and generates comprehensive risk reports for decision-makers.
Highlights
Approval
Hierarchical Approval & Sanctions
Role-based approval routing with configurable authorization hierarchies and delegation rules. Multi-level approvals with automated escalation ensure timely processing while maintaining compliance controls.
Highlights
Disbursement
Disbursement & Account Setup
Automated disbursement processing with core banking integration for seamless account creation, fund transfer, and repayment schedule generation. Configurable charge engine handles all service fees automatically.
Highlights
Technology Partner
Powered by Trust Fintech Limited
KPBC partners with Trust Fintech Limited to deliver enterprise-grade loan origination solutions built on the proven TrustLOS™ platform.
Ready to Streamline Your Lending?
Contact us to schedule a demo and discover how TrustLOS™ can transform your loan origination process.
Schedule a Demo